/* ============================================================
   SAS Aarthik Samadhan — 2026 redesign layer
   Loaded after style.css: it re-maps the palette and restyles every
   component, so the page structure (and everything app.js drives) stays.
   Two palettes Giriraj picked:
     default  — Navy #14213D · Cream #F4EDE0 · Coral #FF6B5B
     forest   — Forest Green #1F3D2B · Sand Beige #E8DCC4  (html[data-theme="forest"])
   ============================================================ */
:root{
  --navy:#14213D; --navy-2:#1B2B4F; --navy-3:#26385F; --navy-deep:#0D1730;
  --orange:#FF6B5B; --orange-dark:#E9503F; --orange-soft:#FFE4DF;
  --green:#2E8C7A; --green-soft:#DDEFE9;
  --paper:#F4EDE0; --paper-2:#EFE6D5; --white:#FBF8F2; --card:#FBF8F2;
  --ink:#14213D; --slate:#5A6480; --line:#E2D7C3; --line-navy:#2D3E66;
  --glow-a:rgba(255,107,91,.55); --glow-b:rgba(110,140,220,.35);
  --radius:22px; --radius-sm:14px; --max:1200px;
  --shadow:0 18px 50px rgba(20,33,61,.10);
  --shadow-lg:0 30px 80px rgba(13,23,48,.28);
  --ease:cubic-bezier(.2,.7,.2,1);
  --f-head:'Inter Tight',system-ui,sans-serif;
  --f-body:'Inter',system-ui,sans-serif;
  --f-serif:'Instrument Serif',Georgia,serif;
  --f-mono:'JetBrains Mono',ui-monospace,monospace;
}
html[data-theme="forest"]{
  --navy:#1F3D2B; --navy-2:#264A35; --navy-3:#305A41; --navy-deep:#142A1D;
  --orange:#D9A066; --orange-dark:#C0864C; --orange-soft:#F3E7D3;
  --green:#3F7A55; --green-soft:#E3EDE2;
  --paper:#E8DCC4; --paper-2:#E1D3B7; --white:#F4ECDC; --card:#F4ECDC;
  --ink:#1F3D2B; --slate:#55664F; --line:#D4C5A6; --line-navy:#3A5E46;
  --glow-a:rgba(232,220,196,.40); --glow-b:rgba(120,170,120,.30);
}

/* ---------- base ---------- */
body{font-family:var(--f-body);background:var(--paper);color:var(--ink);letter-spacing:-.005em;overflow-x:hidden}
body::before{ /* film grain over everything, very light */
  content:"";position:fixed;inset:0;pointer-events:none;z-index:200;opacity:.05;mix-blend-mode:multiply;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}
h1,h2,h3,h4{font-family:var(--f-head);font-weight:600;letter-spacing:-.025em;color:var(--navy)}
h1 em,h2 em{font-family:var(--f-serif);font-weight:400;font-style:italic;letter-spacing:-.01em}
.mono,code{font-family:var(--f-mono)}
::selection{background:var(--orange);color:#fff}
.wrap{max-width:var(--max)}
.section{padding:110px 0;position:relative}
.section-head{margin-bottom:56px}
.section-head h2{font-size:clamp(32px,4.6vw,56px);line-height:1.02;margin-bottom:18px}
.section-head p{font-size:18px;color:var(--slate);line-height:1.65}
.eyebrow{
  font-family:var(--f-mono);font-size:11.5px;letter-spacing:.16em;font-weight:500;color:var(--navy);
  display:inline-flex;align-items:center;gap:9px;padding:7px 14px 7px 12px;border-radius:999px;
  background:rgba(20,33,61,.06);border:1px solid rgba(20,33,61,.10);margin-bottom:22px;
}
.eyebrow::before{width:7px;height:7px;border-radius:50%;background:var(--orange);box-shadow:0 0 0 4px rgba(255,107,91,.18)}
.center .eyebrow,.eyebrow.center{display:inline-flex}
.section-head.center .eyebrow{margin-left:auto;margin-right:auto}

/* ---------- buttons ---------- */
.btn{border-radius:999px;padding:14px 26px;font-weight:600;font-size:15px;letter-spacing:-.01em;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .25s,color .25s;position:relative;overflow:hidden;isolation:isolate}
.btn-orange{background:var(--orange);color:#fff;box-shadow:0 10px 30px -8px var(--glow-a)}
.btn-orange::after{content:"↗";display:inline-block;margin-left:8px;transition:transform .35s var(--ease)}
.btn-orange:hover{transform:translateY(-2px);box-shadow:0 18px 40px -10px var(--glow-a)}
.btn-orange:hover::after{transform:translate(2px,-2px)}
.btn-orange::before,.cta .btn::before{ /* sweeping shine */
  content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(110deg,transparent 30%,rgba(255,255,255,.35) 50%,transparent 70%);
  transform:translateX(-120%);transition:transform .8s var(--ease)}
.btn-orange:hover::before,.cta .btn:hover::before{transform:translateX(120%)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{transform:translateY(-2px);box-shadow:0 16px 36px -12px rgba(13,23,48,.55)}
.btn-ghost{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.22);color:#fff;backdrop-filter:blur(10px)}
.btn-ghost:hover{background:rgba(255,255,255,.16);border-color:rgba(255,255,255,.4)}
.btn-outline{border:1.5px solid var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff;transform:translateY(-2px)}

/* ---------- nav: a floating glass pill ---------- */
.nav{position:sticky;top:12px;margin:12px auto 0;max-width:calc(var(--max) + 24px);width:calc(100% - 24px);
  background:rgba(251,248,242,.72);backdrop-filter:blur(18px) saturate(1.4);-webkit-backdrop-filter:blur(18px) saturate(1.4);
  border:1px solid rgba(20,33,61,.08);border-radius:999px;box-shadow:0 10px 40px -18px rgba(13,23,48,.35);
  transition:background .3s,box-shadow .3s,transform .4s var(--ease)}
.nav.scrolled{background:rgba(251,248,242,.88);box-shadow:0 14px 44px -16px rgba(13,23,48,.45)}
.nav-inner{height:66px;padding:0 10px 0 18px}
.brand-logo{height:46px}
.nav-links{gap:4px;font-size:14px;color:var(--slate)}
.nav-links > a{padding:8px 14px;border:0;border-radius:999px;transition:background .25s,color .25s}
.nav-links > a:hover{background:rgba(20,33,61,.06);color:var(--navy);border:0}
.nav-links > a.active{background:var(--navy);color:#fff;border:0;font-weight:500}
.nav-links > a.active::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--orange);margin-right:7px;vertical-align:middle;transform:translateY(-1px)}
.nav-login{border-radius:999px;border:1px solid rgba(20,33,61,.18);padding:9px 16px;margin-left:6px}
.nav-login:hover,.nav-login[aria-expanded="true"]{background:var(--navy);border-color:var(--navy)}
.login-menu{background:var(--white);border-radius:18px;border:1px solid var(--line);box-shadow:var(--shadow-lg);padding:8px}
.nav-links .login-menu a.login-item{border-radius:12px}
.nav-links .login-menu a.login-item:hover{background:rgba(255,107,91,.10)}
.nav .btn{padding:11px 20px;margin-left:4px}
.nav .btn-orange::after{content:none}

/* ---------- hero: navy, glowing coral, ribbed glass ---------- */
.hero{background:var(--navy-deep);margin-top:-78px;padding-top:78px;border-radius:0 0 42px 42px;isolation:isolate}
.hero-bg{background:none !important;overflow:hidden}
.hero-bg::after{content:none !important}
.hero-mesh{position:absolute;inset:-20%;z-index:0;pointer-events:none;filter:blur(70px) saturate(1.2)}
.hero-mesh i{position:absolute;border-radius:50%;opacity:.9;will-change:transform}
.hero-mesh .m1{width:46vw;height:46vw;left:28%;top:22%;background:radial-gradient(circle,var(--orange) 0,rgba(255,107,91,.6) 35%,transparent 70%);animation:drift1 18s ease-in-out infinite}
.hero-mesh .m2{width:38vw;height:38vw;left:58%;top:4%;background:radial-gradient(circle,#4E6BB8 0,rgba(78,107,184,.5) 40%,transparent 72%);animation:drift2 22s ease-in-out infinite}
.hero-mesh .m3{width:30vw;height:30vw;left:6%;top:48%;background:radial-gradient(circle,#2A3F72 0,transparent 70%);animation:drift3 26s ease-in-out infinite}
html[data-theme="forest"] .hero-mesh .m1{background:radial-gradient(circle,#E8DCC4 0,rgba(232,220,196,.45) 35%,transparent 70%)}
html[data-theme="forest"] .hero-mesh .m2{background:radial-gradient(circle,#5C8C66 0,rgba(92,140,102,.45) 40%,transparent 72%)}
html[data-theme="forest"] .hero-mesh .m3{background:radial-gradient(circle,#2F5940 0,transparent 70%)}
@keyframes drift1{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(-8%,6%) scale(1.12)}}
@keyframes drift2{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(6%,10%) scale(.9)}}
@keyframes drift3{0%,100%{transform:translate(0,0)}50%{transform:translate(10%,-8%)}}
.hero-ribs{position:absolute;inset:0;z-index:1;pointer-events:none;opacity:.32;mix-blend-mode:soft-light;
  background:repeating-linear-gradient(90deg,rgba(255,255,255,.0) 0,rgba(255,255,255,.18) 6px,rgba(255,255,255,0) 12px,rgba(0,0,0,.12) 18px,rgba(255,255,255,0) 24px)}
.hero-curve{position:absolute;left:0;right:0;bottom:0;height:62%;z-index:1;pointer-events:none;opacity:.55}
.hero-curve path{fill:none;stroke-linecap:round}
.hero-inner{padding:110px 24px 120px;gap:72px;grid-template-columns:1.2fr .8fr}
.hero .eyebrow{color:#fff;background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16)}
.hero h1{color:#fff;font-weight:500;font-size:clamp(44px,6vw,84px);line-height:.98;letter-spacing:-.045em;margin-bottom:28px}
.hero h1 em{color:var(--orange);font-size:1.04em}
.hero p.lede{color:rgba(255,255,255,.74);font-size:18.5px;max-width:560px}
.hero p.lede strong{color:#fff !important}
.hero-ctas{gap:12px}

/* the deal slip becomes a frosted glass card */
.slip{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:26px;color:#fff;
  backdrop-filter:blur(22px) saturate(1.3);-webkit-backdrop-filter:blur(22px) saturate(1.3);box-shadow:var(--shadow-lg);
  transform-style:preserve-3d;transition:transform .5s var(--ease)}
.slip-top{background:transparent;border-bottom:1px solid rgba(255,255,255,.12);font-family:var(--f-mono);padding:16px 22px}
.slip td{border-bottom:1px solid rgba(255,255,255,.08);padding:13px 22px}
.slip td:first-child{color:rgba(255,255,255,.62)}
.slip td:last-child{color:#fff;font-family:var(--f-mono)}
.slip .hl td:last-child{color:var(--orange);font-size:16px}
.slip-foot{background:rgba(255,107,91,.14);color:#fff;font-family:var(--f-mono);border-top:1px solid rgba(255,255,255,.08)}
.slip-note{color:rgba(255,255,255,.5);font-family:var(--f-mono)}
.hero-meter{margin-top:16px;display:flex;align-items:center;gap:16px;padding:16px 20px;border-radius:22px;
  background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);backdrop-filter:blur(18px);color:#fff}
.hero-meter svg{width:96px;height:56px;flex:none}
.hero-meter b{font-family:var(--f-head);font-size:22px;letter-spacing:-.02em;display:block}
.hero-meter span{font-size:12.5px;color:rgba(255,255,255,.62)}

/* marquee of asset classes under the hero */
.marquee{overflow:hidden;padding:26px 0;border-bottom:1px solid var(--line);background:var(--paper);
  mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:48px;width:max-content;animation:marquee 38s linear infinite;font-family:var(--f-head);font-size:22px;font-weight:500;color:var(--navy);letter-spacing:-.02em;white-space:nowrap}
.marquee-track span{display:inline-flex;align-items:center;gap:48px}
.marquee-track span::after{content:"✦";color:var(--orange);font-size:14px}
.marquee:hover .marquee-track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-50%)}}

/* ---------- stats ---------- */
.stats{background:var(--paper);border:0}
.stats-inner{gap:16px;padding:40px 0 10px}
.stat{border:1px solid var(--line);border-radius:var(--radius);background:var(--card);padding:28px 26px;position:relative;overflow:hidden}
.stat:first-child{border-left:1px solid var(--line)}
.stat .num{font-family:var(--f-head);font-weight:500;font-size:clamp(34px,4vw,54px);letter-spacing:-.04em;color:var(--navy);line-height:1}
.stat .num span{color:var(--orange)}
.stat .lbl{font-size:14px;margin-top:10px}
.stat .stat-bar{position:absolute;left:0;bottom:0;height:3px;width:100%;background:linear-gradient(90deg,var(--orange),transparent);transform:scaleX(0);transform-origin:left;transition:transform 1.6s var(--ease)}
.stat.counted .stat-bar{transform:scaleX(1)}

/* ---------- cards: soft cream, big radius, cursor spotlight ---------- */
.card,.who-btn,.quote,.term,.c-card,.team-card,.lead-card,.repay,.family,.see,.q-card,.road,.calc,.legal-card,.comp,.insight-card,.post{
  border-radius:var(--radius) !important;border-color:var(--line) !important;position:relative;
  transition:transform .5s var(--ease),box-shadow .5s var(--ease),border-color .3s}
.card,.who-btn,.quote,.term,.c-card,.team-card,.lead-card,.repay,.family,.see,.q-card,.road,.comp{background:var(--card) !important}
.card::after,.quote::after,.term::after,.family::after,.c-card::after,.see::after,.repay::after,.comp::after,.dark-card::after{
  content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:0;transition:opacity .35s;
  background:radial-gradient(420px circle at var(--mx,50%) var(--my,50%),rgba(255,107,91,.13),transparent 45%)}
.card:hover::after,.quote:hover::after,.term:hover::after,.family:hover::after,.c-card:hover::after,.see:hover::after,.repay:hover::after,.comp:hover::after,.dark-card:hover::after{opacity:1}
.card:hover,.quote:hover,.term:hover,.c-card:hover,.see:hover,.repay:hover,.comp:hover{transform:translateY(-6px);box-shadow:var(--shadow)}
.card .k{font-family:var(--f-mono);color:var(--green);font-weight:500}
.card .k.o{color:var(--orange)}
.card h3{font-size:22px}
section[style*="background:#fff"]{background:var(--paper-2) !important;border-color:transparent !important}
.notebox{background:var(--navy);border-radius:var(--radius);color:rgba(255,255,255,.82);padding:26px 30px;position:relative;overflow:hidden}
.notebox::before{content:"";position:absolute;right:-60px;top:-80px;width:240px;height:240px;border-radius:50%;background:radial-gradient(circle,var(--glow-a),transparent 70%);opacity:.6}
.notebox.g{background:var(--green-soft);border:1px solid rgba(46,140,122,.25);color:var(--ink)}
.notebox.g::before{content:none}
.tag{border-radius:999px}

/* ---------- dark sections ---------- */
.dark{background:var(--navy-deep);position:relative;overflow:hidden;border-radius:42px;margin:0 12px}
.dark::before{content:"";position:absolute;width:60vw;height:60vw;right:-20vw;top:-30vw;border-radius:50%;background:radial-gradient(circle,var(--glow-a),transparent 62%);opacity:.55;filter:blur(30px);pointer-events:none}
.dark::after{content:"";position:absolute;width:50vw;height:50vw;left:-20vw;bottom:-30vw;border-radius:50%;background:radial-gradient(circle,var(--glow-b),transparent 62%);opacity:.6;filter:blur(30px);pointer-events:none}
.dark .wrap{position:relative;z-index:1}
.dark .eyebrow{color:#fff;background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.14)}
.dark-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.10);border-radius:var(--radius);backdrop-filter:blur(10px);position:relative;overflow:hidden}
.dark-card:hover{transform:translateY(-6px);border-color:rgba(255,107,91,.55)}
.dark-card .bar{width:34px;height:4px;border-radius:4px;background:var(--orange);transform:scaleX(.25);transform-origin:left;transition:transform .8s var(--ease)}
.dark-card.in .bar{transform:scaleX(1)}
.dark-card h3{font-family:var(--f-head);font-size:18px}

/* ---------- inner page heroes ---------- */
.page-hero,.mkt-hero{background:var(--navy-deep);margin-top:-78px;padding:170px 0 96px;border-radius:0 0 42px 42px;isolation:isolate}
.page-hero::after{right:-10%;top:-40%;width:70vw;height:70vw;background:radial-gradient(circle,var(--glow-a),transparent 60%);filter:blur(40px);opacity:.7;animation:drift2 22s ease-in-out infinite}
.page-hero::before{content:"";position:absolute;left:-15%;bottom:-60%;width:60vw;height:60vw;border-radius:50%;background:radial-gradient(circle,var(--glow-b),transparent 60%);filter:blur(40px);opacity:.8;pointer-events:none;animation:drift3 26s ease-in-out infinite}
.page-hero .wrap{position:relative;z-index:1}
.page-hero .eyebrow{color:#fff;background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16)}
.page-hero h1{font-weight:500;font-size:clamp(40px,6vw,80px);line-height:1;letter-spacing:-.045em}
.page-hero h1 em{color:var(--orange)}
.page-hero p{color:rgba(255,255,255,.72);font-size:18.5px}
.mkt-hero{padding-top:150px}
.mkt-bg{opacity:.35}
.mkt-head h1{font-weight:500;letter-spacing:-.04em}
.mkt-head h1 em{color:var(--orange)}
.mkt-head .eyebrow{color:#fff;background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16)}
.mkt-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:20px;backdrop-filter:blur(14px);transition:transform .5s var(--ease),border-color .3s}
.mkt-card:hover{transform:translateY(-4px);border-color:rgba(255,107,91,.5)}
.mkt-name{font-family:var(--f-head);text-transform:none;letter-spacing:-.01em;border-left-color:var(--orange)}
.mkt-val{font-family:var(--f-head);font-weight:500;letter-spacing:-.03em}
.mkt-spark path:last-child{stroke-dasharray:var(--len,400);stroke-dashoffset:var(--len,400)}
.mkt-spark path:first-child{opacity:0;transition:opacity 1s .9s}
.mkt-spark.drawn path:last-child{animation:draw 1.6s var(--ease) forwards}
.mkt-spark.drawn path:first-child{opacity:1}
@keyframes draw{to{stroke-dashoffset:0}}

/* ---------- money flow chart: bars grow when they come into view ---------- */
.flow{gap:12px;padding:20px 4px 6px;min-height:200px}
.flow .b{border-radius:14px 14px 6px 6px;transform-origin:bottom;font-family:var(--f-mono)}
.flow .start .b{background:linear-gradient(180deg,var(--navy-3),var(--navy))}
.flow .cpn .b{background:linear-gradient(180deg,#5B78C2,#34508F)}
html[data-theme="forest"] .flow .cpn .b{background:linear-gradient(180deg,#6E9B76,#3F7A55)}
.flow .fin .b{background:linear-gradient(180deg,#FF8A7D,var(--orange));box-shadow:0 18px 40px -16px var(--glow-a)}
.flow .b{transform:scaleY(0)}
.flow.go .b{animation:grow .9s var(--ease) forwards}
.flow.go .bar-g:nth-child(2) .b{animation-delay:.08s}.flow.go .bar-g:nth-child(3) .b{animation-delay:.16s}
.flow.go .bar-g:nth-child(4) .b{animation-delay:.24s}.flow.go .bar-g:nth-child(5) .b{animation-delay:.32s}
.flow.go .bar-g:nth-child(6) .b{animation-delay:.40s}.flow.go .bar-g:nth-child(7) .b{animation-delay:.48s}
.flow.go .bar-g:nth-child(n+8) .b{animation-delay:.56s}
@keyframes grow{0%{transform:scaleY(0)}70%{transform:scaleY(1.04)}100%{transform:scaleY(1)}}

/* ---------- credit-rating ladder as a meter ---------- */
.ladder{gap:10px}
.rung{gap:14px}
.rung .r{border-radius:10px;min-width:74px;font-family:var(--f-mono)}
.rung .meter{flex:1;height:10px;border-radius:999px;background:rgba(20,33,61,.08);overflow:hidden;position:relative}
.rung .meter i{position:absolute;inset:0;border-radius:inherit;transform:scaleX(0);transform-origin:left;transition:transform 1.4s var(--ease)}
.ladder.go .rung .meter i{transform:scaleX(var(--v,1))}
.rung span{min-width:200px}
.gauge{display:flex;flex-direction:column;align-items:center;margin:4px 0 18px}
.gauge svg{width:100%;max-width:300px;height:auto;overflow:visible}
.gauge .g-val{font-family:var(--f-head);font-size:40px;font-weight:600;letter-spacing:-.04em;color:var(--navy);margin-top:4px;line-height:1}
.gauge .g-lbl{font-family:var(--f-mono);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--slate)}

/* ---------- comparison table + new chart ---------- */
.cmp{border-radius:var(--radius);overflow:hidden;background:var(--card);border:1px solid var(--line)}
.cmp th{font-family:var(--f-head);letter-spacing:-.01em}
.cmp th.bond,.cmp td.hl{background:rgba(255,107,91,.10)}
.cmp th.bond{background:var(--orange);color:#fff}
.rr-chart{margin-top:40px;background:var(--navy-deep);border-radius:var(--radius);padding:34px 34px 26px;color:#fff;position:relative;overflow:hidden}
.rr-chart::before{content:"";position:absolute;right:-120px;top:-140px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,var(--glow-a),transparent 65%);opacity:.5}
.rr-chart h3{color:#fff;font-size:24px;margin-bottom:4px;position:relative}
.rr-chart .rr-sub{color:rgba(255,255,255,.62);font-size:14px;margin-bottom:26px;position:relative}
.rr-rows{display:grid;gap:18px;position:relative}
.rr-row{display:grid;grid-template-columns:150px 1fr;gap:18px;align-items:center}
.rr-row .nm{font-family:var(--f-head);font-weight:500;font-size:16px}
.rr-row.best .nm{color:var(--orange)}
.rr-bars{display:grid;gap:7px}
.rr-bar{display:grid;grid-template-columns:86px 1fr;gap:10px;align-items:center;font-size:11.5px;color:rgba(255,255,255,.6);font-family:var(--f-mono)}
.rr-track{height:12px;border-radius:999px;background:rgba(255,255,255,.08);overflow:hidden}
.rr-track i{display:block;height:100%;border-radius:inherit;transform:scaleX(0);transform-origin:left;transition:transform 1.3s var(--ease)}
.rr-track i.ret{background:linear-gradient(90deg,#FF9A8F,var(--orange))}
.rr-track i.risk{background:linear-gradient(90deg,#7F97D6,#4E6BB8)}
html[data-theme="forest"] .rr-track i.risk{background:linear-gradient(90deg,#9CC3A0,#5C8C66)}
.rr-chart.go .rr-track i{transform:scaleX(var(--v,0))}
.rr-legend{display:flex;gap:20px;margin-top:22px;font-size:12px;color:rgba(255,255,255,.6);font-family:var(--f-mono);position:relative}
.rr-legend b{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:6px;vertical-align:middle}

/* ---------- offerings: bond cards (their inline styles are overridden here) ---------- */
.filters .chip{border-radius:999px;font-family:var(--f-body)}
.chip.active{background:var(--navy);border-color:var(--navy);color:#fff}
.bond-card{background:var(--card) !important;border:1px solid var(--line) !important;border-radius:var(--radius) !important;box-shadow:none !important;
  transition:transform .5s var(--ease),box-shadow .5s var(--ease) !important;position:relative}
.bond-card:hover{transform:translateY(-8px) !important;box-shadow:var(--shadow) !important}
.bond-card h3{font-family:var(--f-head) !important;letter-spacing:-.02em}
.bond-card > div:first-child > div:nth-child(2){font-family:var(--f-head) !important;letter-spacing:-.04em;font-weight:600 !important}
.bond-meter{margin-top:18px;padding-top:16px;border-top:1px solid var(--line)}
.bond-meter .bm-top{display:flex;justify-content:space-between;font-family:var(--f-mono);font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:var(--slate);margin-bottom:8px}
.bond-meter .bm-top b{color:var(--navy)}
.bond-meter .bm-track{height:8px;border-radius:999px;background:rgba(20,33,61,.08);overflow:hidden}
.bond-meter .bm-track i{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--orange),#FFB1A8);transform:scaleX(0);transform-origin:left;transition:transform 1.4s var(--ease)}
.bond-meter.go .bm-track i{transform:scaleX(var(--v,0))}

/* ---------- calculator ---------- */
.calc{background:var(--navy-deep) !important;border-color:transparent !important;box-shadow:var(--shadow-lg);overflow:hidden}
.calc::before{content:"";position:absolute;right:-120px;top:-160px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,var(--glow-a),transparent 65%);opacity:.45;pointer-events:none}
.calc > *{position:relative}
.calc input{border-radius:12px !important}
.calc-out .row.total b{color:var(--orange)}

/* ---------- testimonials, who, misc ---------- */
.who-btn.on,.who-btn:hover{border-color:var(--orange) !important;transform:translateY(-4px)}
.who-panel{border-radius:var(--radius);background:var(--card)}
.quote .mark{color:var(--orange);font-family:var(--f-serif)}
.quote .av{background:var(--navy)}
.q-card .qn{border-radius:12px}
.term{border-left-width:0 !important}
.term::before{content:"";position:absolute;left:0;top:18px;bottom:18px;width:3px;border-radius:3px;background:var(--orange)}
.family .fam-k{color:var(--orange)}
.fam-stat{border-radius:14px}
.insight-card .ic-img{border-radius:var(--radius) var(--radius) 0 0}
.feature-post{border-radius:var(--radius);overflow:hidden}
.news-band{border-radius:var(--radius)}
.leadform input,.leadform select,.leadform textarea{border-radius:12px !important}

/* ---------- CTA + footer ---------- */
.cta{background:var(--orange);margin:0 12px;border-radius:42px;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background:radial-gradient(600px circle at 15% 120%,rgba(255,255,255,.35),transparent 60%),radial-gradient(500px circle at 90% -20%,rgba(20,33,61,.25),transparent 60%)}
html[data-theme="forest"] .cta{background:var(--navy-2)}
.cta-inner{position:relative;padding:72px 0}
.cta h2{font-weight:500;font-size:clamp(30px,4.2vw,52px);letter-spacing:-.04em}
.cta .btn{background:var(--navy-deep);border-radius:999px;position:relative;overflow:hidden;isolation:isolate}
footer{background:var(--navy-deep);margin-top:12px;border-radius:42px 42px 0 0}
.foot-brand .b1{font-family:var(--f-head) !important;letter-spacing:-.02em}
.wa-float{box-shadow:0 14px 34px -10px rgba(37,211,102,.6)}

/* ---------- scroll progress + palette switch ---------- */
.scroll-progress{position:fixed;left:0;top:0;height:3px;width:100%;z-index:300;transform:scaleX(0);transform-origin:left;
  background:linear-gradient(90deg,var(--orange),#FFB1A8)}
.palette-switch{position:fixed;left:18px;bottom:18px;z-index:120;display:flex;align-items:center;gap:8px;padding:7px 8px 7px 14px;border-radius:999px;
  background:rgba(251,248,242,.85);backdrop-filter:blur(14px);border:1px solid var(--line);box-shadow:var(--shadow);font:500 12px var(--f-body);color:var(--navy)}
.palette-switch button{width:26px;height:26px;border-radius:50%;border:2px solid transparent;cursor:pointer;padding:0;transition:transform .2s}
.palette-switch button:hover{transform:scale(1.1)}
.palette-switch button[aria-pressed="true"]{border-color:var(--navy);box-shadow:0 0 0 2px var(--white)}
.palette-switch .p-navy{background:conic-gradient(#14213D 0 50%,#FF6B5B 50% 75%,#F4EDE0 75%)}
.palette-switch .p-forest{background:conic-gradient(#1F3D2B 0 60%,#E8DCC4 60%)}

/* ---------- headline word reveal ---------- */
.w{display:inline-block;overflow:hidden;vertical-align:top;padding-bottom:.08em;margin-bottom:-.08em}
.w > span{display:inline-block;transform:translateY(105%);transition:transform .9s var(--ease)}
.words-in .w > span{transform:none}

/* reveal: a touch more lift and blur */
.reveal{transform:translateY(34px);filter:blur(4px);transition:opacity .9s var(--ease),transform .9s var(--ease),filter .9s var(--ease)}
.reveal.in{filter:none}

@media (prefers-reduced-motion:reduce){
  .hero-mesh i,.page-hero::after,.page-hero::before,.marquee-track{animation:none !important}
  .reveal{filter:none;transform:none}
  .flow .b{transform:none}.flow.go .b{animation:none}
  .w > span{transform:none}
  .rung .meter i,.rr-track i,.bond-meter .bm-track i{transition:none}
}
@media (max-width:980px){
  .hero-inner{grid-template-columns:1fr;padding:90px 20px 80px}
  .rr-row{grid-template-columns:1fr}
}
@media (max-width:680px){
  .nav{border-radius:24px;top:8px;margin-top:8px}
  .nav-links.open{border-radius:20px;background:var(--white)}
  .nav-links > a.active::before{display:none}
  .section{padding:76px 0}
  .dark,.cta{margin:0 6px;border-radius:28px}
  .hero,.page-hero,.mkt-hero{border-radius:0 0 28px 28px}
  .palette-switch span{display:none}
  .rung span{min-width:0}
  .stats-inner{gap:10px}
}
/* credit rating meters (rating-meter.js) inside the older meter boxes */
.gauge.rm-host{display:block;width:100%;max-width:620px;margin:6px auto 26px}
.gauge.rm-host svg{max-width:none}
.hero-meter .rmeter{--rm-title:#fff;--rm-sub:rgba(255,255,255,.66)}
.hero-meter .rm-svg{height:auto}
.hero-meter .rm-cap b{font-family:var(--f-head);font-size:22px;letter-spacing:-.02em}
.bond-meter.rm-host .rm-svg{width:84px}
.bond-meter.rm-host .rm-cap b{font-family:var(--f-head);color:var(--navy)}
.bond-meter.rm-host .rm-cap span{font-family:var(--f-mono);font-size:10px;letter-spacing:.1em;text-transform:uppercase}
.hero-meter .rmeter{--rm-ink:#E8DCC4}
.hero-meter .rm-seg{stroke:#1F3D2B}
.hero-meter .rm-needle circle{stroke:#1F3D2B}